Building a healthy and stable financial future can be a very challenging task. However, with due diligence and wise management of money, you can secure yourself financially for years to come. The road to financial success contains a few simple, but important steps and nothing should be skipped. Assess Your Current Situation You have to … [Read more…]
The annual credit card fee is an automated levy accessed by a few providers. The charges usually vary depending on the benefits and the terms of service. According to Forbes magazine, the most attractive credit cards come with an array of benefits, including 0% APR introductory rates and sign up bonuses that can translate to … [Read more…]
People who are struggling to make their credit card payment each month often call us at Golden State Partners and ask if credit card debt consolidation is a good idea. The following is some important guidance about credit card debt consolidation loans. The Problem With Credit Card Debt High-Interest Rates According to the Wall Street … [Read more…]
With the economy being how it is, many people have gotten themselves into debt and are having a really hard time getting out of it. The good thing is that there are some things you can do to get out of collections and raise your credit score. These things are recommended by some of the … [Read more…]
A Northwestern Mutual study of Americans and debt found that millennials reported carrying more credit card debt than student loan debt. More specifically, Consumer Affairs found that two-thirds of all millennials carry credit card debt, while only a little over one-third are saddled with student loan debt. Also, 22 percent of millennials are unaware of … [Read more…]
There are many things that every adult needs to be aware of in terms of finances. However, if there is one habit that will be essential in every person’s life, it is the ability to build credit. Having a good credit score reflects well on a credit report and grants you access to financing for … [Read more…]
Every company will accumulate debt at some point or another. Debt is necessary in order for a company to grow properly into something bigger. However, many people do not consider the fact that there is a fine line that you must walk in order to achieve “healthy debt”. Some companies will go over their credit … [Read more…]
Many Americans suffer from credit card debt. They end up overusing their cards and find themselves drowning in debt that they cannot pay off. They are unable to keep up with the cost of living and may find themselves in a financially hopeless situation. However, there are plenty of ways that you can overcome credit … [Read more…]
Credit cards offer you a lot of conveniences. You can pay regular monthly bills with them. You reap tons of frequent flyer miles if you use them a lot. Your credit score improves over time if you use them wisely. However, the reality is many people just aren’t managing their credit card debt very well, … [Read more…]
For something that plays such a big role in our lives, it’s safe to say that money and the care of it, baffles a good many of us. It’s understandable. Most people spend their days just trying to get through them. They have bills to pay and soccer-mom/ dad duties to attend to. The problem … [Read more…]